Kunigis Communications Your Message. My Words. Desired Results.

Sample Financial Topics

Retirement Plan Communications

  • Estimating retirement expenses and income needs (plan participants)
  • Roth vs. traditional IRA and/or 401(k)
  • Safe withdrawal rates
  • Retirement minimum distributions
  • Retirement income strategies
  • Regulatory trends; fiduciary responsibilities (plan sponsors)

Wealth Management

  • Estate planning; wills and trusts
  • Charitable trusts; planned giving
  • Tax-efficient investing strategies
  • Small business succession planning


  • Life insurance – term vs. whole; how much you need
  • Annuities – variable/fixed; immediate/deferred
  • Health insurance
  • HSAs; consumer-directed health care
  • Long-term care insurance
  • Life insurance as an estate-planning tool

Institutional Investing

  • Long-short, market-neutral strategies
  • Portable alpha
  • Liability-driven investing
  • Derivatives and overlays
  • Risk budgeting

Individual Investing

  • Active vs. passive investing
  • Asset allocation/asset correlation
  • Perils of market timing
  • How to survive a bear market
  • Psychology of investing

Personal Finance

  • Budgeting; saving; managing debt wisely
  • Juggling financial goals
  • Tax planning
  • Family financial issues


  • Personal/retail banking
  • Small business banking
  • Treasury and cash management
  • International trade finance